Sustainable Finance

Sustainable Finance is a New Zealand-owned joint venture established to support Aotearoa’s transition to net zero through long-term funding solutions for low-carbon, energy-efficient and renewable energy assets. The business combines the financing, asset ownership and management expertise of Quadrent with the impact investment capability of Purpose Capital.

The company focuses on removing upfront capital barriers by providing structured funding solutions aligned with asset performance and operational outcomes rather than solely balance sheet metrics. Sustainable Finance works across energy efficiency, renewable generation and broader energy transition projects, supporting organisations seeking long-term low-carbon infrastructure solutions. 

Structured funding and Energy-as-a-Service solutions

Sustainable Finance provides a range of structured funding solutions including leases, loans, asset-based funding and Energy-as-a-Service arrangements where asset ownership is retained by Sustainable Finance.

The company can fund up to 100% of installed asset value, with repayments typically made through long-term lease or structured service payments. Leasing arrangements generally range from 5–10 years, while “as-a-service” structures are typically contracted over longer periods aligned with the useful life of the equipment.

Repayment structures may also be linked to consumption, generation or operational performance metrics depending on the project and financing arrangement. 

Areas of expertise

Tailored asset financing solutions

Sustainable Finance structures funding solutions designed to remove upfront capital barriers, including energy-savings-contingent finance, operating leases, power purchase agreements (PPAs) and asset-as-a-service models.

Complex transaction structuring

The company undertakes origination, structuring and execution of transactions across energy efficiency, renewable generation and fuel-switching projects. Experience includes receivables finance, portfolio acquisitions, senior and subordinated debt, and blended finance structures.

Scalable programme delivery

Sustainable Finance works with installers, OEMs, advisors and clients to deliver repeatable and scalable low-carbon programmes combining technical delivery with long-term funding solutions. Examples include renewable energy and rural energy upgrade programmes. 

Project capability

Project size: Typically NZ$5 million to NZ$50 million, with flexibility to consider both smaller and larger projects where appropriate.

Delivery approach: Sustainable Finance works alongside technology providers, developers and delivery partners to provide integrated funding and low-carbon asset solutions. 

Project process

Sustainable Finance indicated it can engage early in project development to help scope and shape projects and coordinate required preparatory work.

Useful information during early stages may include:

• 12–24 months of utility data
• Existing energy audits, feasibility studies or engineering assessments
• Information on proposed technologies, project outcomes and site constraints
• Initial project overviews and investment cases for renewable generation projects

Where required, supporting technical assessments can be arranged through delivery partners. 

Funding and ownership

Repayment and risk

Repayments are generally structured as lease or service payments over agreed contract terms, with long-term fixed-rate leasing options available. Repayment structures may also be linked to energy consumption, generation or operational metrics depending on the project structure.

Under leasing arrangements, asset, technology and operational risks generally sit with the customer. Under asset ownership or “as-a-service” arrangements, Sustainable Finance retains asset ownership and associated technology risks subject to contractual terms. Risk allocation varies depending on the financing structure and service agreement.

Sustainable Finance advised it can fund up to 100% of installed asset value, with financing managed in-house. 

Ownership

During the agreement: Assets are generally owned by Sustainable Finance under lease and asset service structures.

At the end of the agreement: Customers may purchase assets at residual value, adopt lease-to-own arrangements, or continue through re-lease or re-contracting options depending on the agreed structure.

All information above reflects details supplied by Sustainable Finance Limited in its February 2026 EECA Service Provider Bio Form response to EECA.